The American Rescue Plan Act of 2021 is an enormous and intricate piece of legislation that has direct consequence for employers. March 17, 2021. The American Rescue Plan Act increases and expands cost assistance under the Affordable Care Act (ObamaCare). People Receiving Unemployment in 2021 . The American Rescue Plan Act became law in April 2021. The American Rescue Plan (ARP) signed into law in March did more than supply families with stimulus checks; it also provided much-needed health insurance cost relief. Congress recently passed the American Rescue Plan Act of 2021 (ARPA) in order to provide relief to people impacted by the COVID-19 pandemic, including independent workers like you. OLYMPIA, Wash. – The American Rescue Plan Act dramatically expands access to free and low-cost health insurance for more than 200,000 people who get their health insurance through Washington’s Healthplanfinder, our state's Exchange. President Biden March 11 signed into law the American Rescue Plan Act of 2021, a $1.9 trillion COVID-19 relief package, which includes a number of provisions that affect hospitals and health systems.. IR-2021-106, May 11, 2021 — The Internal Revenue Service today provided an overview of some of the key tax provisions in the American Rescue Plan Act. On March 11, 2021, President Biden signed into law the American Rescue Plan Act of 2021 (ARPA-21), a third relief package responding to the health and economic harms caused by the COVID-19 pandemic. The New Hampshire Insurance Department is issuing an FAQ document for consumers to address questions and concerns related to the American Rescue Plan of 2021. 2021 American Rescue Plan Health Insurance Subsidy Changes. It includes a variety of changes affecting the health insurance industry, business owners and managers, and health care providers. Posted May 21, 2021. The American Rescue Plan Act of 2021 (H.R. On March 11, 2021, President Biden signed the American Rescue Plan Act of 2021 (the “ARPA”) into law. The wide-ranging, critically needed COVID-19 relief legislation includes a number of key provisions that strengthen both public and private health insurance coverage. The American Rescue Plan Act (ARPA) included some changes to programs aimed at helping those most in need, such as lower-income individuals and families. The fiscal year 2021 budget resolution, which passed the House by a vote of 219-209 and passed the Senate on a party-line vote of 51-50, with the vice president breaking a tie, included reconciliation instructions for 12 House committees and 11 Senate … American Rescue Plan Act. Most aspects of the law do not directly affect the HR function, but those that do—optional extension of sick and family leave and establishment of COBRA subsidies—are outlined below. This is the sixth bill with COVID funds enacted since the pandemic began. The wide-ranging, critically needed COViD-19 relief legislation includes a number of key provisions that strengthen both public and private health insurance coverage. Take advantage of the American Rescue Plan Act (ARPA) The ARPA of 2021 (signed into law on March 11) lowers health insurance costs for individual consumers.Due to the pandemic, a Special Enrollment Period (SEP) is available now through mid-August with no qualifying event required. BEDFORD PARK, Ill., March 21, 2021 /PRNewswire-PRWeb/ -- "President Biden signed the American Rescue Plan Act of 2021(ARPA) into law on March 11, 2021. The Other Health Insurance Provisions in the American Rescue Plan Act. In March 2021, Congress passed the American Rescue Plan Act, which […] 1319, the American Rescue Plan Act of 2021. The law extends many COVID-19 relief programs already in … The American Rescue Plan Act of 2021 (“ARPA”), among other things, subsidizes COBRA health insurance premiums for laid off workers for the period beginning April 1, 2021 through September 30, 2021. Here’s what you should know: Here’s what you should know: 1) Starting April 1, eligible workers and family members do not have to pay COBRA premiums through the end of September. Under the new law, Californians who received unemployment insurance benefits in 2021 — regardless of their actual income in 2021 — will be eligible for quality coverage that will cost only $1 per month. The legislation provides a great deal of financial relief to Americans struggling with the fallout of the ongoing COVID pandemic. The American Rescue Plan Act of 2021 Includes a Full COBRA Health Insurance Subsidy . New, lower costs on Marketplace coverage. The American Rescue Plan Act became law in April 2021. The American Rescue Plan Act of 2021 (H.R. Unlike last year’s $2.2 trillion CARES Act, the ARP does not include significant direct payments to healthcare providers. The American Rescue Plan Act of 2021, also called the COVID-19 Stimulus Package or American Rescue Plan, is a $1.9 trillion economic stimulus bill passed by the 117th United States Congress and signed into law by President Joe Biden on March 11, 2021, to speed up the United States' recovery from the economic and health effects of the COVID-19 pandemic and the ongoing recession. It’s also referred to as the third COVID stimulus bill. Health Insurance Guys: Newest Health Insurance Guy explains the American Rescue Plan Act of 2021 THOMAS SCHRETTE, JOHN ALAN CASH, KYLE IVERSON Apr 20, 2021 This program allows individuals who lost their job or had hours reduced stay on their employer’s health insurance for 18 or 36 months. March 8, 2021. Starting next week on April 20, 2021, Nevada Health Link is planning for full implementation of ARPA subsidy and Unemployment Insurance rules. This law addresses many of the financial problems caused by the COVID-19 pandemic. COVID-19 > FAQ about Health Insurance and the American Rescue Plan: Frequently Asked Questions about Health Insurance and the American Rescue Plan. The recently enacted American Rescue Plan Act of 2021 provides eligible workers with a subsidy to pay for health care (e.g., medical, dental, and vision, but not health FSA coverage) continuation coverage for themselves and their covered children and spouses following a … One portion of the law focuses on lowering insurance premiums and improving access to affordable health care coverage. The American Rescue Plan Act of 2021 (ARP) makes major changes to the Affordable Care Act’s health insurance subsidy provisions. On March 11, 2021, the president signed into law the American Rescue Plan Act of 2021 as Public Law 117-2. The bill passed through the budget 7, 2021 . The $1.9 trillion coronavirus relief package, the American Rescue Plan Act of 2021 (H.R. This article has been updated to reflect the enactment of the PPP Extension Act of 2021 on March 30, 2021. This $1.9 trillion COVID-19 relief package not … According to the White House, the key features of the law include the following government initiatives and investments: Speaker of the House Nancy Pelosi and Senate Majority Leader Chuck Schumer sign the American Rescue Plan Act after the House Chamber voted on the final revised legislation of the $1.9 trillion Covid-19 relief plan, at the US Capitol on March 10, 2021 in Washington, D.C. Photo: Olivier Douliery/AFP via Getty Images The American Rescue Plan includes a provision designed to ensure that people receiving unemployment compensation in 2021 can enroll in robust health insurance without worrying about affording the premiums. ... excludes the first $10,200 of unemployment insurance benefits from an individual’s gross income. It directly applies to individuals enrolled in health insurance through Healthcare.gov. I can get health insurance through a job, but it’s expensive. Share. The American Rescue Plan Act of 2021 – Part 2 DCAPs and Exchange Health Insurance On March 11, 2021, President Biden signed the American Rescue Plan Act of 2021 (Act). The ARPA provides tax credits to employers to offset the cost of the COBRA coverage. Media contact: Public Affairs, (360) 725-7055. Print this information as a PDF : 1. The bill is enormous and includes funding and provisions for many facets of the U.S. economy. The American Rescue Plan builds on the ACA by providing approximately $24.4 billion in enhanced premium subsidies for coverage sold through the health insurance marketplaces. Read Carefully, all what you need to know about the American Rescue plan and Health Insurance . The Act is a $1.9 trillion legislative package, which contains several provisions intended to relieve Most aspects of the law do not directly affect the HR function, but those that do—optional extension of sick and family leave and establishment of COBRA subsidies—are outlined below. Tuesday, June 22, at 10 a.m. The American Rescue Plan Act of 2021 is a federal bill passed by the 117th Congress and signed into law by President Joe Biden (D) on March 11, 2021, to provide economic relief in response to the COVID-19 pandemic.To read the full text of the bill, click here.. On March 10, 2021, Congress passed the American Rescue Plan Act of 2021.The sweeping $1.9 trillion legislative package includes a significant range of … Helps workers who lost their jobs or had their hours reduced during the pandemic pay for health insurance by fully subsidizing COBRA premiums for eligible individuals from April 1, 2021 through September 30, 2021. The American Rescue Plan (ARP) Act, the latest COVID-19 relief measure put forth by the Biden administration, was signed into law in March 2021. [1][2][3][4] On March 11, 2021, President Biden signed into law H.R. The American Rescue Plan Act (ARPA) provides economic relief in many different forms, including some significant changes to healthcare and other functions of the HR industry. increases the opportunity for unprecedented numbers of Nevadans to receive subsidies, including Nevadans making over 400% of the federal poverty level. Specifically, the relief package offers additional tax credits and expands eligibility for financial assistance, effectively lowering health insurance premiums now. 1 Current as of February 22, 2021 . The American Rescue Plan Act of 2021, also called the COVID-19 Stimulus Package or American Rescue Plan, is a $1.9 trillion economic stimulus bill passed by the 117th United States Congress and signed into law by President Joe Biden on March 11, 2021, to speed up the United States' recovery from the economic and health effects of the COVID-19 pandemic and the ongoing recession. The ARP provides immediate relief for many families and individuals through tax breaks and stimulus checks, but what does the ARP mean for health coverage? You Can Start to Take Action & See Savings After May 1, 2021 A new federal law was passed in March 2021, the American Rescue Plan Act, and it changed the way we calculate financial help for customers for this year and 2022. The American Rescue Plan Act (ARPA), which is the latest bill to address the ongoing economic impacts of COVID-19, has been signed into law. Premium tax credits (PTCs), one form of ACA subsidy, have only been available to people earning between 100% and 400% of the federal poverty level(between $12,880 and One week later, on March 6, the U.S. Senate passed its own version of the bill, on a 50-49 party-line vote, under budget reconciliation which allowed for passage of the bill by a simple majority. The American Rescue Plan expands health coverage and affordability for millions of people as the country climbs out of the coronavirus crisis. Under the new law: More people than ever before qualify for help paying for health coverage, even those who weren’t eligible in the past. The American Rescue Plan Act of 2021 | Part 2: DCAPs and Exchange Health Insurance. Subscribe Read below. The Act also includes funding for state, local, and tribal governments as well as education and COVID-19-related testing, vaccination support, and research. March 17, 2021. March 15, 2021 Update: On March 6, 2020 the Senate revised the American Rescue Plan Act, including two provisions which affect the content of this article. The American Rescue Plan , which President Joe Biden signed in March, expanded subsidies for people buying their own insurance on Affordable Care Act exchanges. 1319 – was enacted on March 11, 2021. Starting April 1, the American Rescue Plan will increase premium tax credits to further cut monthly health insurance costs across all income levels for the rest of 2021 and all of 2022. The American Rescue Plan Act of 2021 (ARPA), signed into law on March 11, 2021, is a $1.9 trillion stimulus package meant to provide economic aid in response to the global coronavirus pandemic. The American Rescue Plan (ARP) Act, the latest COVID-19 relief measure put forth by the Biden administration, was signed into law in March 2021. On March 11, 2021, President Biden will sign into law the American Rescue Plan (ARP) Act of 2021 (H.R. The American Rescue Plan was signed into law in March 2021. These new enhancements are in accordance with the newly-enacted American Rescue Plan Act (ARPA or American Rescue Plan) of 2021 passed by Congress and signed into law by President Biden on March 11, 2021. On March 10, 2021, President Biden signed into law the American Rescue Plan Act of 2021 (the “Act”). There are currently over 9 million Americans accessing health care through the Affordable Care Act Marketplace, which provides subsidized plans with lower premiums based … On March 11, 2021, President Biden signed the American Rescue Plan Act of 2021 (the ARP), a wide-ranging package of health care and economic measures responding to … The American Rescue Plan Act of 2021 – Part 2 DCAPs and Exchange Health Insurance. The American Rescue Plan Act (ARPA) has provisions that give individuals relief related to healthcare coverage. During the period from April 2021 through September 2021, the federal government will pay the full COBRA premium. 2) Find out how much the Affordable Care Act expects you to contribute to the cost of your insurance by consulting Table 2. TheseQs FA have been The House took it up on March 9. The Act contains many different funding and support programs relevant for employers. March 17, 2021. 1. Subscribe Read below. Media contact: Public Affairs, (360) 725-7055. Summary of the American Rescue Plan Act of 2021 Download Summary View Online. On march 11, 2021, president Biden signed into law the american Rescue plan (aRp) act of 2021 (H.R. These changes include the extension and expansion of the voluntary Families First Coronavirus Response Act (FFCRA) program tax credits, unemployment support, and COBRA, alongside many other business impacts. The $1.9 trillion Covid-19 relief package will offer some of the most significant help for Americans to pay for health insurance in a decade. 1319), Section-by-Section (as of February 22, 2021) Table of Contents The American Rescue Plan Act (ARPA) provides economic relief in many different forms, including some significant changes to healthcare and other functions of the HR industry. The Senate has passed its version of the American Rescue Plan Act of 2021, which includes a number of important provisions to sponsors of health, welfare and retirement plans. The House has resolved the differences between its earlier-passed version and the Senate version. These changes include the extension and expansion of the voluntary Families First Coronavirus Response Act (FFCRA) program tax credits, unemployment support, and COBRA, alongside many other business impacts. Thanks to the new American Rescue Plan Act of 2021 administered by the Biden administration, Pennsylvanians’ healthcare just got even more accessible and affordable! ET With the landmark pension funding relief passed on March 11 under the American Rescue Plan Act of 2021 (ARPA-21), corporate plan sponsors have new factors to consider as they navigate the pension landscape. And in 2021, the American Rescue Plan included provisions providing COBRA premium assistance to help workers afford this health coverage. 1319), § 4001, enacted on March 11, 2021, established a new category of paid leave for selected Federal employees.Eligibility for the leave is based on certain COVID-19-related qualifying circumstances (see Attachment A for the COVID-19 Emergency Paid Leave Guidance). The American Rescue Plan Act (ARPA), which is the latest bill to address the ongoing economic impacts of COVID-19, has been signed into law. Speaker of … The American Rescue Plan Act of 2021 – Part 2 DCAPs and Exchange Health Insurance On March 11, 2021, President Biden signed the American Rescue Plan Act of 2021 (Act). As a result, millions of Americans will have the opportunity to enroll in affordable comprehensive health coverage, including the . The American Rescue Plan Act of 2021 Includes a Full COBRA Health Insurance Subsidy . The Act includes repayment relief for 2020, $0 premiums and lower deductibles for those making up to 150% FPL from 2021-2022, and tax credits for those making up to 400% FPL for 2021-2022. By Jake Harmsen, Wipfli Financial Advisors, LLC. American Rescue Plan Act of 2021 This bill provides additional relief to address the continued impact of COVID-19 (i.e., coronavirus disease 2019) on the economy, public health, state and local governments, individuals, and businesses. On March 11, 2021, President Biden signed a $1.9 trillion stimulus relief bill into law to help combat the financial impact of COVID-19 on Americans. Washington Healthplanfinder will automatically open a special enrollment period for you within 1-2 business days. 2) Find out how much the Affordable Care Act expects you to contribute to the cost of your insurance by consulting Table 2. THE AMERICAN RESCUE PLAN ACT OF 2021 . The ARP, as amended by the Senate, provides a federal subsidy of 100 percent of COBRA premiums for people who lose coverage because they are laid off or their hours have been reduced. The subsidies will be available from April to September 2021 and paid through tax credits to employers with self-insured plans and to insurers for insured plans. The $1.9 Trillion American Rescue Plan Act of 2021 and new Outbreak Period rules have thrown the entire health insurance industry into chaos and … This update provides information regarding the federal COBRA subsidy and its potential effects on plan sponsors and participants. Before the American Rescue Plan Act of 2021, the Affordable Care Act lowered premiums for people with incomes up to 400% of Federal Poverty Level (FPL)—or about $51,040 per year for a single person in 2021. Speaker of the House Nancy Pelosi and Senate Majority Leader Chuck Schumer hold the signed American Rescue Plan Act at the US Capitol on March 10, 2021. Olivier Douliery / AFP - Getty Images President Biden signed the American Rescue Plan Act of 2021 into law on March 11th, 2021, making the near $1.9 trillion stimulus package the largest injection of federal aid since the Great Depression.¹. The $1.9 trillion coronavirus relief package, the American Rescue Plan Act of 2021 (H.R. On March 11, 2021, President Biden signed an approximately $1.9 trillion COVID-19 relief bill—the American Rescue Plan Act of 2021 (“the American Rescue Plan”). ARPA: Private Health Insurance, Medicaid, CHIP, and Medicare Provisions Congressional Research Service 1 Introduction The American Rescue Plan Act of 2021 (ARPA; P.L. Enhanced health insurance subsidies The Affordable Care Act (ACA) provides subsidies to those with modified […] Section 9501 of the American Rescue Plan Act of 2021 (the “ARPA”) requires employers to offer free COBRA coverage to certain individuals between April 1, 2021 and September 30, 2021. Manatt Health. The American Rescue Plan is a $1.9 trillion dollar stimulus package includes an expansion of the ACA to make health insurance more affordable. May 04, 2021. This Multiemployer Alert provides information regarding the federal COBRA subsidy and its potential effects on plan sponsors and participants. March 12, 2021 SUMMARY: American Rescue Plan Act (ARPA) of 2021 Page | 3 . Under the new law, Californians who received unemployment insurance benefits in 2021 — regardless of their actual income in 2021 — will be eligible for quality coverage that will cost only $1 per month. 2021 American Rescue Plan Health Insurance Subsidy Changes. Many more customers will … The American Rescue Plan Act of 2021 (ARPA), signed into law on March 11, 2021, is a $1.9 trillion stimulus package, meant to provide economic aid in response to the global coronavirus pandemic. The American Rescue Plan just made ACA health insurance more affordable for many people by capping the cost of the premiums for this insurance at … some of the new provisions build on actions Congress previously Share. The law also helps more people get financial help for the first time, helping middle-income Marylanders get covered. The American Rescue Plan (ARP) signed into law in March did more than supply families with stimulus checks; it also provided much-needed health insurance cost relief. NOTE: You must reselect your current plan for the changes to take effect. 1319). The American Rescue Plan Act of 2021 – Part 2 DCAPs and Exchange Health Insurance. April 21, 2021. National Health Insurance Advisors. The biggest improvement in health care affordability since the Affordable Care Act, the American Rescue Plan provided two years of lower health insurance premiums for … If a shopping experience isn’t open for you, don’t worry! The Act contains many different funding and support programs relevant for employers. | Image: deagreez / stock.adobe.com. April 0. 1319, the American Rescue Plan Act of 2021 (ARP), on March 11, 2021. The legislation includes additional new funding for rural hospitals and health care providers for COVID-19 relief; increased federal subsidies for COBRA coverage; and changes to the Medicare … The Act is a $1.9 trillion legislative package, which contains several provisions intended to relieve The American Rescue Plan expands health coverage and affordability for millions of people as the country climbs out of the coronavirus crisis. On March 11, 2021, President Biden signed into law H.R. Bedford Park, Illinois (PRWEB) March 21, 2021 "President Biden signed the American Rescue Plan Act of 2021(ARPA) into law on March 11, 2021. OLYMPIA, Wash. – The American Rescue Plan Act dramatically expands access to free and low-cost health insurance for more than 200,000 people who get their health insurance through Washington’s Healthplanfinder, our state's Exchange. The American Rescue Plan is a $1.9 trillion dollar stimulus package that includes an expansion of the Affordable Care Act to make health insurance more affordable, stimulus checks, extra unemployment benefits, an expanded Child Tax Credit, emergency rental assistance, aid for childcare, a tax-free COBRA subsidy, and more. The new law, however, funds […] ... cleaning supplies and personal protective equipment, and mental health supports. The Other Health Insurance Provisions in the American Rescue Plan Act. In fact, it may be much lower or nearly free now. (March 29, 2021) - Under the American Rescue Plan Act of 2021 (ARPA), assistance eligible individuals (AEIs) are entitled to have their COBRA premium payments fully subsidized for the period between April 1, 2021 and September 30, 2021 (the "subsidy period").The subsidy applies to group medical, dental, and vision benefit plans but not healthcare flexible spending arrangements (health … The House and Senate have passed the American Rescue Plan and the President plans to sign it tomorrow bringing critical relief to America’s families. The ARP extends unemployment insurance benefits and provides direct $1,400 stimulus payments to qualifying Americans, but it also makes several important health-policy-related changes. 1319). In … March 12, 2021. ARP makes major improvements in access to and affordability of health coverage through the Marketplace by increasing eligibility for financial assistance to help pay for Marketplace coverage. Most aspects of the law do not directly affect the HR function, but those that do—optional extension of sick and family leave and establishment of COBRA subsidies—are outlined below. The American Rescue Plan lowers health insurance premiums on Pennie. The bill is enormous and includes funding and provisions for many facets of the U.S. economy. In addition to changes to the Paycheck Protection Program, $1,400 stimulus checks, and various tax credits, there are numerous provisions related to health care and COVID funding. On March 11, 2021, President Biden signed the American Rescue Plan Act of 2021 (Act). The following comes from the Centers for Medicare and Medicaid Services. This law addresses many of the financial problems caused by the COVID-19 pandemic. Specifically, the relief package offers additional tax credits and expands eligibility for financial assistance, effectively lowering health insurance premiums now. President Biden signed the American Rescue Plan Act of 2021 (ARP) into law on March 11, 2021. “Despite the progress made under the Affordable Care Act, we know that too many … The Act is a $1.9 trillion legislative package, which contains several provisions intended to relieve employers and families from some of the economic burdens associated with COVID-19. On March 10, 2021, President Biden signed into law the American Rescue Plan Act of 2021 (the “Act”). It’s estimated the relief bill will lower monthly premiums by $50 per person and $85 per policy. Within two months of the American Rescue Plan passing, the Washington state exchange was among the first in the country to make all the new savings under the American Rescue Plan available to Exchange customers, including extra help for those reporting unemployment income in 2021. On March 11, 2021, President Biden signed the American Rescue Plan Act of 2021 (Act). Starting April 1st, 2021, you will become eligible to receive increased tax credits to reduce your current plan premiums. The American Rescue Plan will expand the availability of PTCs to eligible individuals whose income is above 400 percent of the FPL for 2021 and 2022. 1319) was passed by the U.S. House of Representatives and signed into law this week. Early in the new year of 2021, the Biden Administration implemented The American Rescue Plan (ARP) with the intent of reducing health care costs and expanding access to health insurance plans. Provisions under the American Rescue Plan Act of 2021 President Biden signed H.R. The American Rescue Plan will subsidize 100 percent of the monthly costs, or premiums, for COBRA from April 1, 2021 through September 30, 2021. The American Rescue Plan. 2021 American Rescue Plan Income Eligibility for Tax Credits . WELCOME TO CUSTOM BENEFIT PLANS. This article has been updated to reflect the enactment of the PPP Extension Act of 2021 on March 30, 2021. The final bill is on its way to President Biden for signature into law. On March 11, 2021—a year to the day after the World Health Organization declared COVID-19 a global pandemic—President Biden signed the $1.9 trillion American Rescue Plan Act of 2021 (ARP) into law. On March 11, 2021, President Biden signed a $1.9 trillion stimulus relief bill into law to help combat the financial impact of COVID-19 on Americans. This $1.9 trillion COVID-19 relief package not only includes a whole host of healthcare-related provisions, but, along with actions taken (or not taken) by the Biden Administration, accounts for a marked departure from healthcare policy carried out by the Trump Administration. You may be able to get more savings and lower costs on Marketplace health insurance coverage due to the American Rescue Plan Act of 2021. American Rescue Plan Act of 2021 President Biden recently signed the American Rescue Plan Act into law. Introduction House Democrats are currently working to assemble the Fiscal Year 2021 budget reconciliation package, with hopes of sending it to the Senate within the next two weeks. American Rescue Plan Act. Subsidies for COBRA coverage were increased from 85% to 100% of cost, which could cause additional uptake of COBRA coverage. This law subsidizes the full COBRA premium for “Assistance Eligible Individuals” for periods of coverage from April 1, 2021 through September 30, 2021. Health & Healthcare; ... American Rescue Plan Act of 2021 ... Podcast: Employers and the American Rescue Plan - Employment Law This Week® - #WorkforceWednesday . April 21, 2021. Set out below are Frequently Asked Questions (FAQs) regarding implementation of certain provisions of the American Rescue Plan Act of 2021 (ARP), as it appiesl to the Consolidated Omnibus Budget Reconciliation Act of 1985, commonly called COBRA. 117-2), enacted on March 11, 2021, is the News & Analysis as of May 27, 2021 American Rescue Plan Act of 2021 › Health Insurance › Department of Labor (DOL) + Follow x Following x Following - Unfollow The American Rescue Plan Act of 2021, also called the COVID-19 Stimulus Package or American Rescue Plan, is a $1.9 trillion economic stimulus bill passed by the 117th United States Congress and signed into law by President Joe Biden on March 11, 2021, to speed up the United States' recovery from the economic and health effects of the COVID-19 pandemic and the ongoing recession. The American Rescue Plan Act boosts premium tax credits for 2021 and 2022, eliminating or reducing premiums for millions of current marketplace enrollees to ensure that no marketplace enrollee spends more than 8.5 percent of their income on premiums, irrespective of their income. President Biden signed the American Rescue Plan Act of 2021 (ARP) into law on March 11, 2021.

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