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For General Questions About Medicaid 1-334-242-5000. What are the differences between long-term care insurance policies? This project is funded, in whole or in part, by grant number 90SAPG0051-01-00 from the U. S. Administration for Community Living, Department of Health and Human Services, Washington, D. C. 20201. … sell Medicare Here is additional information about the program. If you are a health care provider or HMO representative, you can contact Provider Services at 800-947-9627. 1-800-MEDICARE (1-800-633-4227) For specific billing questions and questions about your claims, medical records, or expenses, log into MyMedicare.gov, or call us at 1-800-MEDICARE. Wisconsin Department of Health Services 1 West Wilson Street PO Box 309 Madison, WI 53701; Medicaid Office Phone Number; The phone number to call the Wisconsin Medicaid office is 800-362-3002 or in state call 608-266-1865. The Ultimate Guide to Wisconsin Medicare. Medical costs: covers the Part B coinsurance (generally 20% of the Medicare-approved amount) 3. This page will take you step by step from signing up for Medicare in WI, to purchasing your Wisconsin Medicare Supplement. Medicare. Medicare Supplement Plans, ... this Pre-Existing Conditions Limitation will be reduced by the number of months that coverage was in force. In some parts of Wisconsin, people covered by Medicare can receive their benefits through a managed care plan. Original Medicare includes both Medicare Part A and Part B, and is administered by the federal government. Submit. 2 In order for a Medicare Advantage plan to be considered a top-rated plan, … Medicare Part D contact information. Language Access and Notice of Nondiscrimination, Statutory Boards, Committees and Councils, PRAMS (Pregnancy Risk Assessment Monitoring System), WISH (Wisconsin Interactive Statistics on Health) Query System, Find a Health Care Facility or Care Provider, Health Insurance Portability and Accountability Act (HIPAA), Long-Term Care Insurance Partnership (LTCIP), Services for Children with Delays or Disabilities, Aging and Disability Resource Centers (ADRCs), Services for People with Developmental/Intellectual Disabilities, Services for People with Physical Disabilities, LGBT Health (Lesbian, Gay, Bisexual, and Transgender), Nutrition, Physical Activity and Obesity Program, Small Talks: How WI prevents underage drinking, Health Emergency Preparedness and Response, Medicaid Promoting Interoperability Program, Preadmission Screening and Resident Review, Alcohol and Other Drug Abuse (AODA) Treatment Programs, Environmental Certification, Licenses, and Permits, Health and Medical Care Licensing and Certification, Residential and Community-Based Care Licensing and Certification, Wisconsin Board on Aging and Long Term Care, Aging Offices, County, Tribal and Regional, Resources for Dementia and Family Caregiving, Wisconsin Senior Employment Program (WISE). A Wisconsin based independent Medicare Supplement Agency. They may also choose to enroll in a Medicare Advantage plan (offered by private insurance companies), which covers at least the same level of coverage as Original Medicare (except for hospice care), but may also include additional benefits, such as routine vision and dental, or … Prominence Health Plan is an HMO Plan with a Medicare contract. Wisconsin Managed Care Organization - Matching frail seniors & individuals with disabilities to the healthcare & long-term care support and services they need. This phone number … Contact Medicare customer service. 1 Not every plan is available in each county, so it's important to … Contact us or stop by for a free coverage check & we'll explain your vision benefits for preventive and diagnostic eye exams. Appeals (866) 518-3285, option 3 7:00 am to 5:00 pm CT M-F . For more information on health insurance call: MEDIGAP HELPLINE 1-800-242-1060 . This Hotline number is for members, member advocates and people interested in applying for Medicaid benefits only. Skip to main content, Get the latest on COVID-19 COVID-19 activity level. Medicare Supplement Insurance Policies List 2020 . 1-877-850-7826 or TTY: 1-608-754-4064. More than a million people have Medicare in Wisconsin, according to a 2019 report from the Centers for Medicare & Medicaid Services. Find your plan type listed below and that number will put you in touch with a product expert. Anthem Medicare/Medicaid Dual Eligible Program (MMP) 855-817-5788 Anthem Medicare Advantage 888-290-9160 Federal Employee Program 800-552-6989 ... Anthem Blue Cross Blue Shield Customer Service phone number for Provider Wisconsin: 800-470-9630 FEP 800-242-9635: Get the information you need to know and a personalized quote by calling 920-545-4884, there is never a fee for our services. Medicaid Online; To view the website for Wisconsin Medicaid online, click here. Here, you can also see what other programs we offer in your area. Call with questions about Medicare supplement or Medigap policies. As a Wisconsin resident, you might have other choices regarding your Medicare coverage. , on the Medicare website, provides information on plans available in your area. Phone Number. anthem wisconsin phone number medicare 2019. Medicare is the main insurance for people 65 and older and also provides coverage for some people with disabilities. Janesville, WI 53547. That helpline’s phone number is 1-855-677-2783. In Wisconsin, like the rest of the country, Medicare beneficiaries can choose to get their coverage through Original Medicare, Part A and/or Part B, the federal program that provides health coverage for seniors and certain disabled individuals. Call the toll-free number to request this material. Our optometrists take most vision insurance plans & treat age-related eye and vision problems. Individuals & Family Plans (under age 65) 1-844-304-8782. We are still accepting mail and online applications. People with Medicare benefits in Wisconsin have more Medicare Part D Plan (PDP) choices in 2021. If you don’t live in Milwaukee County, mail or fax your application to: CDPU. Wisconsin Medicare Supplement Plans Overview. The number to call is 1-800-MEDICARE (1-800-633-4227). What are the benefits and limitations of the Medicaid or Medical Assistance (Title 19) program? If you are interested in applying for Wisconsin Medicaid, please contact your local county or tribal agency or call Member Services at 800-362-3002. This Hotline number is for members, member advocates and people interested in applying for Medicaid benefits only. 1. Social Security Office Phone Number. Speak to an Agent 920-545-4884 Call Now 920-545-4884. Skip to main content, Get the latest on COVID-19 COVID-19 activity level. Green Bay Packers partnership is a paid endorsement. Wisconsin Vision eye doctors accept Medicare vision insurance at 26 locations statewide. About 1.15 million residents are enrolled in Medicare in Wisconsin. And while every Medicare member in the state will have access to at least one plan, not everyone has access to the same number or types of plans. This number can only be calculated if the consumer enters medication information. It’s no surprise that every beneficiary won’t fit into the same plan. Log in to get a more personalized experience. Message. Medicaid Provider Assistance Center 800-688-7989 (Nationwide Toll-Free) or 334-215-0111. Helpline counselors can answer questions, such as: The Medigap Helpline also has useful booklets on Medicare supplement and long-term care insurance. If you prefer corresponding via phone, leave your contact number. Your Location: Wisconsin - 53701 Change your location Looking for a stand-alone Medicare Part D plan in Wisconsin? 41 percent of Medicare beneficiaries in Wisconsin were enrolled in a Medicare Advantage (Medicare Part C) plan in 2019. Medicare Part C is also called Medicare Advantage (MA). Call a professional agent to help with your medicare insurance needs! By Phone: (800) 394-5566 TTY 711 or (800) 877-8973. How does your Medigap policy compare with other Medicare supplements that are available? 7 days a week, 8 a.m. to 8 p.m. 1-855-753-4210 (TTY/TDD: 711) Medicare Part D Plans Your Health Plan Does Not Receive Incentives October 14, … J6 processes FFS Medicare Part A and Part B claims for Illinois, Minnesota, and Wisconsin; Total Number of Fee-for-Service Beneficiaries: 2,839,003 (as of 09/30/2019) Total Number of Physicians: 80,218 (as of 09/30/2019) Mon-Fri 9 am - 4 pm, except Wed 9 am - 12 pm. Your Location: Wisconsin - 53701 Change your location Looking for a stand-alone Medicare Part D plan in Wisconsin? Medicare Enrollment: 800-992-9023 (TTY: 711) Member Services: 855-969-5882 (TTY: 711) Hours of Operation: 8 a.m. to 8 p.m., seven days a week from October 1 to March 31; 8 a.m. to 8 p.m., Monday through Friday from April 1 to September 30. Security Health Plan of Wisconsin, Inc. Medicare Advantage Prescription Drug Plans. Social Security Office Hours As of March 17, this office will be closed until further notice due to COVID-19. Contact Info for Providers in the Care Wisconsin Network. What is your liability under the Medical Assistance estate recovery law? This page provides a list of contact phone numbers and web links to help you find answers to your Medicare questions or program issues. Helpline counselors can help you evaluate your current policy and clarify many issues related to employer-sponsored coverage, managed care, Medicare Advantage, open enrollment, and Medicare Savings Programs. Wausau, Wisconsin 54403. This is a statewide toll-free number set up by the Wisconsin Board on Aging and Long Term Care and funded by the Office of the Commissioner of Insurance to answer What types of supplement insurance are available to a Medicare beneficiary under age 65? We offer government-funded programs, including Medicare (Medicare Dual Advantage HMO SNP) and Medicaid. Have you ever thought about how you would pay for extended home health care, or stays in a nursing home, assisted living facility or community-based residential facility (CBRF)? The number to call is 1-800-MEDICARE (1-800-633-4227).The TTY (TeleType) number is 1-877-486-2048.. There are also 301,225 residents with plans featuring Part D prescription drug coverage. For information about Medicare Part D and other prescription drug coverage options contact: For hands-on assistance with Medicare enrollment, benefit applications or appeals, contact your local Aging and Disability Resource Center (ADRC) or Aging Unit to speak with a. Toll-free: (800) 895-2421 TTY/TDD users may call: (800) 947-3529 for assistance Hours of operation: Monday-Friday, 8 am-4:30 pm. SilverScript PDP makes it easy to explore your options. WPS offers affordable health insurance for individuals and families in Wisconsin, with many plans lower than $100 per month. Wisconsin Medicaid Support Service Locations - Refer to the map to see if your county is part of our program. Medicare Supplement and Medicare Advantage Plans. To file a complaint about a specific insurance company or agency, contact the Wisconsin Office of the Commissioner of Insurance at 1-800-236-8517. Medicare beneficiaries in Wisconsin may want to familiarize themselves with every available Medicare plan option. Part A hospice coinsurance or copayment Compare annual deductibles and monthly premiums, then find more information about covered drugs and estimated drug costs using the Drug Search and Pricing tool. You can avoid trips to a Social Security office, saving you time and money. To file a complaint about a specific insurance company or agency, contact the Wisconsin Office of the Commissioner of Insurance at 1-800-236-8517. 800-362-1504. People age 65 and older, under 65 with certain disabilities, and any age with End-State Renal Disease – ESRD (permanent kidney failure requiring dialysis or a kidney transplant) may be eligible for coverage through Allwell from MHS Health Wisconsin. Contact Medicare customer service. PDF download: Medicare Supplement Insurance Approved Policies – Wisconsin … Please indicate your name, phone number, and e-mail address. Medicare FAX: 1-877-687-1183. If you have an employer health plan, is Medicare the primary or secondary payer? While many are enrolled in Original Medicare ( over 663,000), a good number have Medicare Advantage (over 517,000). Find Medicare Therapists, Psychologists and Medicare Counseling in Wisconsin, get help for Medicare in Wisconsin. However, the standard initial deductible is now $445, up from $435 last year, a $20 increase over last years' standard deductible. Known as Medigap, supplemental insurance policies cover expenses not paid for by Medicare. What factors should be considered before purchasing? SilverScript PDP makes it easy to explore your options. People age 65 and older, under 65 with certain disabilities, and any age with End-State Renal Disease – ESRD (permanent kidney failure requiring dialysis or a kidney transplant) may be eligible for coverage through Allwell from MHS Health Wisconsin. Online chat for quick answers. Social Security Office Hours As of March 17, this office will be closed until further notice due to COVID-19. You May Like * Medicare Contact Phone Numbers 2020 * Medicare Claim Numbers 2020 * Medicare Billing Numbers 2020 You can call Medicare anytime for help with your coverage. Its phone number is 1-800-242-1060. This Medicare helpful contacts tool will provide you with contact information for specific organizations or help you get answers to your Medicare related questions. The Nurse Advice Line service also provides an Audio Health Library that gives you access to hundreds of prerecorded messages on health care topics ranging from the common cold to heart disease. In general, eligibility requirements are that you have turned 65 years old, have paid Medicare taxes for at least 40 quarters in your working life, or you have qualifying disabilities or conditions if you are under 65 years old. Kansas WPS GHA Appeals Department Thinking about long-term care costs? 8 a.m. - 8 p.m. Monday - Friday (year round) 8 a.m. - 8 p.m. Saturday - Sunday (October 1 - March 31 only) By Mail: Quartz Medicare Advantage 840 Carolina Street Sauk City, Wisconsin 53583. Lawrence, KS 66044 The Medigap Helpline also has useful booklets on Medicare supplement and long-term care insurance. Wisconsin Medicare Advantage Plans include all the coverage of Parts A and B plus extra benefits for Medicare-eligibles like dental and vision insurance, and hearing coverage.You’ll have $0 copays for preventive care, and get $0 copays for dental and vision benefits. Medicaid Customer Service Phone number: Alabama: Applicant Contacts. Fifteen percent are under 65 and enrolled due to a disability. Changes to 2021 Medicare Part D in Wisconsin. Our provider partnerships create strong, local networks! Medicare and prescription drug coverage People with Medicare can enroll in plans that cover some prescription drug costs. We are still accepting mail and online applications. Contact us today, just email the form with your questions. Other ways to apply for disability: Call 1-800-772-1213 (TTY 1-800-325-0778), Monday through Friday from 8:00 am to 5:30 pm; or Contact your local Social Wisconsin Security office. The TTY (TeleType) number is 1-877-486-2048. Wisconsin Medicaid Application The Medigap Helpline provides counseling on Medicare, Medicare Advantage, Medigap and private long-term care insurance (LTCI) options. This number is for members, member advocates, and those interested in applying for Medicaid. Protecting and promoting the health and safety of the people of Wisconsin. Protecting and promoting the health and safety of the people of Wisconsin. Deaf, hearing, or speech impaired callers may reach OCI through WI TRS Each year, the Centers for Medicare & Medicaid Services (CMS) issues Star Ratings for all Medicare Advantage plans using a system of one to five stars. Oakleaf Surgical Hospital Acute Care Hospital (Medicare Certified) Location: 1000 Oakleaf Way, Altoona, Wisconsin 54720 Ratings:NA Phone: (715) 831-8130 It is the nation's largest health insurance program - covering 49 million Americans in 2012. You can call Medicare at (800) 318-2596 toll free number, fill out a contact form on their website www.medicare.gov, or write a letter to Medicare Contact Center Operations, PO Box 1270, Lawrence, Kansas, 66044, United States. This statewide toll-free helpline, operated by the Wisconsin Board on Aging and Long Term Care, can help you make informed insurance decisions. Wisconsin. Wisconsin Benefit Access Website Here you can access Wisconsin help for buying food (Food Stamp), Low- or no-cost health care (Medicaid), cash assistance, paying for child care and more.. Wisconsin SNAP Program – On this page you can find information on Wisconsin FoodShare – FoodShare helps people with limited money buy the food under Supplemental Nutrition Assistance (formerly Food … 972-904-5203 Medigap ... medicare advantage plans in illinois MAPD; humana medicare advantage phone number MAPD; Molina Healthcare Phone Number claims address of Medicare and Medicaid; BCBS Provider Phone Number. Or call 1-800-557-6059 1-800-557-6059 TTY Users: 711 24/7 to speak with a licensed insurance agent.. Top-rated Medicare Advantage Plans in Wisconsin 2020. PO Box 5234. Already a member? Care Wisconsin’s Provider Services team develops and maintains relationships with thousands of Wisconsin providers–from acute and primary care providers at major health systems to small, community-based organizations. ; The market for Medicare Advantage in Wisconsin is robust, with between 11 and 47 plans available, depending on the county. Molina Healthcare Phone Number claims address of Medicare and Medicaid; BCBS Provider Phone Number. Online chat for quick answers. Key takeaways. Janesville, Wisconsin 53548. Resources for Retirement, Disability (SSDI), Medicare, & more. There are many insurance products currently marketed in Wisconsin, including long-term care insurance, nursing home insurance, and home health care insurance. AARP® Medicare Advantage Plans cover features and benefits in addition to those included in Original Medicare. Box 7665 Madison, WI 53707-7665 . More than 40 percent of beneficiaries of Medicare in Wisconsin are enrolled in Medicare Advantage plans. Box 7873 Madison, WI 53707-7873 Electronic Mail ocicomplaints@wisconsin.gov Please indicate your name, phone number, and e-mail address. Centers for Medicare … Form PR-1831 – Wisconsin Court System §§711.03(10) and 867.03, Wisconsin Statutes … receive Medical Assistance/ Medicaid. Driving Directions. This is a statewide toll-free number set up by the Wisconsin Board on Aging and Long The Medicare Part D and Prescription Drug Helpline provides counseling on Part D and other prescription drug coverage options. This page will take you step by step from signing up for Medicare in WI, to purchasing your Wisconsin Medicare Supplement. The federal Centers for Medicare and Medicaid Services (CMS), which runs the program, provides lots of information on its Medicare website. If your request is for a Medicaid recipient, please use this number: Medicaid FAX: 1-866-467-1316. 1-800-Medicare (1-800-633-4227) Phone number to replace a lost Medicare Card. ; The market for Medicare Advantage in Wisconsin is robust, with between 11 and 47 plans available, depending on the county. Can you get a policy with prescription drug coverage or protection while traveling in foreign countries? Questions related to specific services (e.g. Contact Us (p) 312-726-6565 [email protected] Live Chat Brokers & Affiliates. PO Box 1270. Get answers to questions such as: Call with questions about long-term care insurance. 1-855-677-2783 Wisconsin Medigap Part D and Prescription Drug Hotline 1-800-926-4862 (Part D Assistance for people with disabilities) Need Local Help With Medicare There are more than 1.1 million Medicare beneficiaries in Wisconsin. For more information on health insurance call: MEDIGAP HELPLINE 1-800-242-1060 . 25590-100-2010 Green Bay Packers partnership is a paid endorsement. A Wisconsin based independent Medicare Supplement Agency. Phone (608) 266-0103 (in Madison) or 1-800-236-8517 (Statewide) Mailing Address Office of the Commissioner of Insurance P.O. There is an abundance of options on the market, and trying to find the best Wisconsin Medicare plan can be overwhelming. Jump to navigation For information about Medicare Part D and other prescription drug coverage options contact: Medigap Part D and Prescription Drug Helpline (for 60 and older): 1-855-677-2783. Under Wisconsin law all Medigap policies provide certain basic benefits, but many plans offer various optional benefits as well. 1-855-949-3319 (TTY:711) Seven days a week, 8 a.m. to 8 p.m. Is a Wisconsin Medicare Advantage Plan right for you? It is important to shop around for a Medigap policy. Iowa WPS GHA Appeals Department P.O. Medicare Hospitals in Wisconsin. Get the information you need to know and a personalized quote by calling 920-545-4884, there is never a fee for our services. If you would like a Medicare Supplement quote please add the extra information. Monday 9:00am - 4:00pm Tuesday 9:00am - 4:00pm Wednesday 9:00am - 12:00pm If you prefer to apply for benefits online, visit Wisconsin’s Apply for Benefits website. Fax number:1-888-409-1978. What are the financial safeguards for couples under Wisconsin Spousal Impoverishment Protection laws? Blood: covers the first 3 pints of blood each year 4. Information in this page cannot respond to individual Medicare concerns. Social Security Office Phone Number. Fax number: 1-855-293-1822. Key takeaways. People interested in applying for Wisconsin Medicaid benefits, please contact your local county or tribal human or social services department or call the Member Services Hotline at 1-800-362-3002. Language Access and Notice of Nondiscrimination, Statutory Boards, Committees and Councils, PRAMS (Pregnancy Risk Assessment Monitoring System), WISH (Wisconsin Interactive Statistics on Health) Query System, Find a Health Care Facility or Care Provider, Health Insurance Portability and Accountability Act (HIPAA), Long-Term Care Insurance Partnership (LTCIP), Services for Children with Delays or Disabilities, Aging and Disability Resource Centers (ADRCs), Services for People with Developmental/Intellectual Disabilities, Services for People with Physical Disabilities, LGBT Health (Lesbian, Gay, Bisexual, and Transgender), Nutrition, Physical Activity and Obesity Program, Small Talks: How WI prevents underage drinking, Health Emergency Preparedness and Response, Medicaid Promoting Interoperability Program, Preadmission Screening and Resident Review, Alcohol and Other Drug Abuse (AODA) Treatment Programs, Environmental Certification, Licenses, and Permits, Health and Medical Care Licensing and Certification, Residential and Community-Based Care Licensing and Certification, Medicare Supplement Insurance Approved Policies List, Wisconsin Guide to Health Insurance for People with Medicare, Information about the Medicare drug benefit, Complaints or Problems with Health or Residential Care, Dealing with Special Health Care Situations, Wisconsin Physicians Service is the state carrier for. You can also call Wisconsin's Medigap Hotline at 1-800-242-1060. The Centers for Medicare and Medicaid Services are reporting 115 Medicare Advantage plans available in Wisconsin in 2021. 1-855-269-9186 or TTY: 1-800-325-0778. More than 40 percent of beneficiaries of Medicare in Wisconsin are enrolled in Medicare Advantage plans. All Out of Network requests require prior authorization except emergency care, out-of-area urgent care or out-of-area dialysis. Medicare. To file a complaint about a specific insurance company or agency, contact the. Complete Guide to Medicare in Wisconsin. 1-800-772-1213: Mailing Address: Medicare Contact Center Operations. Inpatient hospital care: covers the Part A coinsurance 2. Phone Number: 1-800-772-1213. Medicare provides the following resources to help you choose a Part D plan: Before deciding to apply for the Medicare drug benefit, you should consider whether Wisconsin SeniorCare would be a better choice for you. SeniorCare is a prescription drug assistance program for Wisconsin residents who are 65 years of age or older and who meet the eligibility rules. Medicare Supplement in Madison compare rates and companies offering Medicare supplement plans in Madison WI online chat or call 920-545-4884 for help. Medicaid Phone number. Compare annual deductibles and monthly premiums, then find more information about covered drugs and estimated drug costs using the Drug Search and Pricing tool. Find Medicare ID, medicare ratings, NPI number, address and contact details for all medicare hospitals in Wisconsin There are 1,502 different Wisconsin Medicare Advantage plans in 2019. Looking for objective information about your insurance options? You can call Medicare at (800) 318-2596 toll free number, fill out a contact form on their website www.medicare.gov, or write a letter to Medicare Contact Center Operations, PO Box 1270, Lawrence, Kansas, 66044, United States. Medicare Supplement Insurance Policies List 2020 . Are you a Medicare beneficiary? Medicare.gov: For specific billing questions about claims, records, and expenses. If you prefer you can call 920-545 ... the most accurate way of doing this would be a phone … Complete Guide to Medicare in Wisconsin. Should you purchase an HMO or a managed care plan? Wisconsin scores well in terms of senior healthcare, ranking seventh among all states.The state has a population of nearly 5.78 million, across 72 counties.Medicare enrollment is well-represented, with more than 1.04 million members, including 397,405 for Medicare Advantage. Medicare Part D contact information. Fifteen percent are under 65 and enrolled due to a disability. Call the toll-free number to request this material. Jump to navigation People interested in applying for Wisconsin Medicaid benefits, please contact your local county or tribal human or social services department or call the Member Services Hotline at 1-800-362-3002. Each county is also listed for your convenience, including detailed pages with contact information. People with Medicare can enroll in plans that cover some prescription drug costs. Members in some areas may have different plans from which to choose. Reliable health information is a phone call away -- just call the toll-free number (1-800-679-9874)! In addition, premiums can vary by many hundreds of dollars even for plans that offer the same basic benefits. Additional Resources. Wisconsin Physicians Service ®. did did not … (If real estate, list legal description and tax parcel number. 1. Wisconsin Guide to Health Insurance for People with Medicare 2020 Free health insurance counseling for seniors: Medigap Helpline: 1-800-242-1060 Medigap Part D and Prescription Drug Helpline: 1-855-677-2783 These are statewide toll-free numbers set up by the Wisconsin Board on Aging MercyCare Health Plans is a Qualified Health Plan issuer in the Health Insurance Marketplace. 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Chat or call member Services at 800-362-3002 D prescription drug coverage or while! Reach OCI through WI TRS Wausau, Wisconsin 54403 7 days a week, 8 a.m. 8. To COVID-19 their benefits through a managed care plan at 1-800-242-1060, can... 24/7 to speak with a product expert information in this page provides a list of contact numbers. Also has useful booklets on Medicare Supplement insurance Approved policies – Wisconsin … please indicate your name, number. 'S largest health insurance call: Medigap Helpline also has useful booklets on Medicare &... Medicare anytime for help are 1,502 different Wisconsin Medicare Supplement in Madison compare rates companies! Download: Medicare Supplement and long-term care insurance Qualified health plan is abundance! 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